
"We like our clients to enjoy peace of mind knowing that if something unexpected happens, they will be able to meet their financial commitments."
Christopher Turner, Principal Winston Turner
Many Australians are unaware of the consequences of being underinsured or uninsured. Recent research shows the average level of life cover needed for an Australian is $545,000, while the current average cover is $148,000, only 29% of the level they require. For income protection (or salary continuance) cover, the evidence is similarly disturbing with the average cover for an Australian being only 23% of that required.
The research, drawn from Reserve Bank and the Australian Bureau of Statistics data, suggests many people need to review their insurance levels and create a Wealth Protection Plan to ensure that they and their loved ones do not experience financial hardship if the unexpected occurs.
Winston Turner offers the full range of Personal Insurances including:
- Life Insurance
- Income Protection
- Trauma
- Total Permanent Disablement
- General Insurance
Do not wait for something unexpected to happen before reviewing whether you are adequately insured. Call us today on (03) 9621 1111 to book your free Insurance Assessment.

Winston Turner Financial Group
Winston Turner is a member of the Financial Planning Association of Australia.